The Ghosts Of Financial Past, Present And Future
The story of the ghosts of Christmas past, present and future can easily be adapted to your financial life.
The Past
Have you ever stopped to reflect on the financial decisions you’ve made in the past? Which ones were good and which were not so good (or bad!)? You can’t change the past, but it can teach us valuable lessons. You only have a certain number of pay cheques left in your working life… how many have you already had? Did you make the most of them?
The Present
Do you know how you’re travelling moneywise right now? Are you on track for where you want to get to? What are your goals and what’s your plan? The present presents the opportunity to stop and take stock of your situation. What are you currently doing that’s going to improve your financial future? What else could you be doing? And what are you currently doing that’s making your financial future worse?
The Future
Just like it was for Scrooge, the future is still yours to create! The decisions you make in the present will determine what that future looks like. Scrooge hated Christmas, calling it “humbug”… and sadly many Australians hate what they wake up to later in life. it’s only then they realise they needed a plan when they were younger. They face decades of being poor… BAH! HUMBUG! Often the hardest part is getting started.
At Wealth Train, we’re teaching people what they need to know to take control of their financial future. Nothing fancy, just the tried and tested methods… the ones that have been proven to work time and time again.
Merry Christmas!
Daniel and The Wealth Train Team