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The Canowindra Phoenix

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Home » Tick Tock: Use Or Lose Private Health Dental Benefits

Tick Tock: Use Or Lose Private Health Dental Benefits

4 December, 2024 By Canowindra Phoenix Editor

The 31 December deadline also applies to eligible families who can access the Child Dental Benefits Schedule (CDBS).

Just 30 days left to book in that dentist ap­pointment and make use of private health insurance (PHI) rebates. That is the remind­er from Australian Dental Association NSW (ADA NSW) which is urging NSW patients PHI dental benefits to “use it or lose it” be­fore the cut-off date of 31 December 2024.

Prevention is better than a cure and your dentist can be vital in detecting undiagnosed health conditions such as gum disease.

“It is a busy season but it is also a good time to prioritise that dental check-up before you go away or take time off work. Patients with private health insurance should maxim­ise the value out of private insurance cover which includes dental check-ups” said ADA NSW President Dr Dominic Aouad.

There were nearly 87,400 hospitalisations for dental conditions in 2022–23 that could potentially have been prevented with earlier intervention.

Most Private Health Insurance (PHI) funds have dental benefits that may expire on 31 December. If these are not taken up by year end, patients and their teeth will be left without the care they have paid insur­ance for.

“Patients may have delayed making that annual oral health check-up or have forgot­ten they have outstanding benefits under their policies. Dental check-ups and pre­ventive care like professional cleaning are part of keeping good oral health. It is essen­tial that if patients require treatment this is booked in and completed before the end of the year so they can maximise the use of their PHI.

In addition to private health patients, the ADA NSW says the 31 December deadline applies to eligible families who can access the Child Dental Benefits Schedule (CDBS).

The CDBS provides Medicare-funded dental treatment of up to $1,095 over two calendar years, for eligible children aged zero to 17. It covers various treatments, including examinations, x-rays, cleaning, fissure sealing, fillings, root canals and ex­tractions. Only about a third of eligible Aus­tralian children are currently accessing it, as there is little awareness about the scheme.

Parents can check their children’s eligibil­ity for the CDBS and balance through their Medicare online account via www.my.gov.au

Filed Under: Articles, General Interest, Health & Wellness, Special Interests

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